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Photographers expose themselves - Budding photographers are increasingly travelling abroad without adequate travel insurance, according to recent research by Photoguard.
Photoguard, the online camera insurance provider has claimed owners of high-value cameras are travelling abroad without adequate cover as 95% of travel insurance policies fail to offer cover for single items worth over £400.
The rising popularity of high-value digital cameras among holiday makers, plus the increasing prevalence of digital camcorders and high-value HD video cameras, means individual items can easily exceed £1,000. Standard travel insurance policies typically offer no more than £150-£300 cover on a single item.
James Pickering, managing director of Photoguard, said: “Digital cameras have made photography very accessible and this has spawned a rise in budding amateur snappers willing to spend big money on cameras to take on holiday."
“Sales of sophisticated digital SLR cameras are set to grow by nearly 25% in 2008 nearly double that of compact cameras. These cameras, worth upwards of £500, are prized by thieves as they are easy to sell on, but unfortunately very few travellers think about adequate insurance before the worst happens.”
Cameras and video cameras are the second most common items to be stolen when abroad with over 7.2 million Brits suffering theft whilst travelling abroad. Photoguard’s own research indicates only 15% of people take out specialist insurance for their camera and 21% didn’t see the point in taking out insurance at all.
Travellers are also regularly caught out by geographical restrictions on cover, and restrictive trip time limits, which can be as little 30 days. Gap Year students are left particularly exposed by restrictions, as they are often away for extended periods. Photoguard is the only specialist to offer 365 day worldwide cover with no geographical restrictions.
James Pickering commented: “Expensive gadgets are now ubiquitous among the belongings that travellers take to ever more exotic locations across the world. Specialist insurance is no longer just something for the professionals, in many cases it is now the most cost-effective option available to ensure adequate wherever you happen to be in the world.”
Photoguard offers instant, online quotes for amateur and professional photographers looking to get specialist cover for camera equipment up to £50,000 with individuals to choose from a range of additional options, including third-party liability and cover abroad.
Customers can choose options that provide cover for photographic equipment anywhere in the world over any time period. Policy holders are free to add this option at any time online, meaning they can do so at short notice if called away urgently.
For more information about Photoguard, please visit the website.