Upload your photos, chat, win prizes and much more
Can't Access your Account?
New to ePHOTOzine? Join ePHOTOzine for free!
Upload photos, chat with photographers, win prizes and much more for free!
Can any of you recommend a good insurance company (in the UK) who insure camera equipment?
I have recently upgraded some of my kit and I would like to make sure that it is sufficiently covered. (I have checked my home & contents insurance and it does offer enough cover).
Join ePHOTOzine for free and remove these adverts.
If your house insurance does offer enough cover - why look elsewhere? If its a typo - and your policy doesnt cover it - can you not get it added onto it for a small premium? If you have "personal possessions" cover - you can tag it onto that.
Make sure you have a good contents insurance which coveres for accidental damage and loss or theft outside your home or abroad for personal belongings. I am with Direct Line but there are loads of companies to cover you for home contents
Ok, spot the typo!
My house insurance does *not* offer enough cover, specifically for a single item.
I will investigate if I can get the gear added as separate items though.
have you tried getting cover just for your camera? some companies are reasonably and for a few pounds a month you would have some good cover..
Check out this link..
We're covered with Lloyds TSB Building and Contents Insurance. I recently made a claim because my son knocked my Canon T70 off the kitchen worktop, they paid out for an equivilant replacement (Canon 300V) minus the excess (50) All I had to do was to get a letter from Jessop's stating that it was beyond reasonable financial repair.
Entertainment & Leisure will do it but beware the excess.......its usually a percentage of the sum insured with a minimum figure - which is often more than a usual home contents policy (i'm an insurance broker btw.....) - but it could be worth checking out.
As for the single item limit on your existing policy - most stuff we deal with these days is 1500. Spose it depends on the exact kit you've got but as a single item - that should be enough? My 10D comes in at under that......if u include the lens the it tips over.....but thats 2 items.....not 1! As for accidental damage cover - if you've got "personal possessions" cover - accidental damage cover comes with it.
ePHOTOzine, the web's friendliest photography community.
Upload photos, chat with photographers, win prizes and much more.
You must be a member to leave a comment
Get the latest photography news straight from ePHOTOzine in your email every month and win prizes!
1st April 2014 - 30th April 2014
18th April 2014 - 25th April 2014
Check out ePHOTOzine's inspirational photo month calendar! Each day click on a window to unveil new photography tips, treats and techniques.
View April's Photo Month Calendar