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A type of finder found on old collectable cameras and most medium format models. The finder has a hood to prevent light reducing contrast as you view directly from the focusing screen. It's called a waist level finder because to use it comfortably you'd hold the camera at waist level.
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Having an interchangeable viewfinder increases your scope to shoot from low down using a waist-level finder or to enable program exposure using an AE head. There are also options with magnifying hoods. Many medium format cameras have this feature, but only a couple of 35mm SLRs do.